May 11, 2017

Morning vibes May 11 2017


Xoxo
Ronnie⠀ ⠀

 #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 9, 2017

Frugal tip: Think before you buy


Think before you buy something. 

I have taken up things on stores and put things in my shopping cart online, only to put them back or leave it I think about my budget, how much I've spent to date for the month, how much I have left to spend and other goals I have. I think do I really need another tan color shoe when I already have like 5. Seriously I already have about 5.... or maybe more. lol. 

The point is I have learnt to talk myself out of purchases. Now sometimes I'm like yes I do need another sandals when it has been a while since I treated myself to something and it's at such a good sale price. Be wary of clearance and sale items. If you really don't need it, don't buy it. You can off course stock up on things if you will be using it in the future. You can budget for these sales as certain items go on sale at different times of the year. At the last Bath & Body works sale, I bought about $50 worth of items. I knew I'd be buying throughout the year for hand soaps and I can use items as gifts. 

There is an opportunity cost for every dollar you spend. What I mean is that dollar you spend could be used for something else and you're giving that up. 

Stop, think and don't spend. 

Xoxo 
Ronnie 

May 09, 2017 at 09:01AM


Ronalda Ann Morning vibes Xoxo Ronnie #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 8, 2017

May 08, 2017 at 09:41PM


Ronalda Ann More beautiful sunset colors. ⠀ ⠀ Went for a bike ride with @randers2017 and this was all around me.⠀ ⠀ Xoxo⠀ Ronnie⠀ ⠀ #islandfrugalista #sunset #sky #purple #spring #nature #beauty #naturalbeauty #pause

May 08, 2017 at 08:00PM


Ronalda Ann More beautiful sunset colors. Went for a bike ride with @randers2017 and this was all around me. Xoxo Ronnie #islandfrugalista #sunset #sky #purple #spring #nature #beauty #naturalbeauty #pause

May 08, 2017 at 01:00PM


Ronalda Ann Where I live- beautiful. Not Jamaica but it's not too far in beauty. Xoxo Ronnie #islandfrugalista #florida #jamaica #paradise #palmtrees #sunset #goinghome #justlefwork #skyline #spring

May 08, 2017 at 09:34AM


Ronalda Ann I'm all about living frugally, money, saving and all that but I also focus on the things that money can't buy. ⠀ ⠀ This is why I post positive messages every morning. Start the day on a positive note. ⠀ ⠀ I'm filthy rich, my karma bank overfloweth! LOL. My conscience is clear and I reduce negativity in my life.⠀ ⠀ Life is about choices We can't control what happens to us sometimes but we can choose how we react and whether we see it as a learning experience.⠀ ⠀ Xoxo⠀ Ronnie⠀ ⠀ #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 08, 2017 at 09:00AM


Ronalda Ann I'm all about living frugally, money, saving and all that but I also focus on the things that money can't buy. This is why I post positive messages every morning. Start the day on a positive note. I'm filthy rich, my karma bank overfloweth! LOL. My conscience is clear and I reduce negativity in my life. Life is about choices We can't control what happens to us sometimes but we can choose how we react and whether we see it as a learning experience. Xoxo Ronnie #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 7, 2017

May 07, 2017 at 08:00PM


Ronalda Ann Use veggie scraps to grow more food. Celery, onions, green onions, garlic potatoes can be used to grow more food. I currently do this for celery and green onions. I cut off the bottom and stick them in a little container with some water and leave it by the kitchen window for some sunlight, but not direct sunlight. After about 7 days, I move them to the garden. You can google for more details. You're throwing away money when you throw out those parts of the food that you don't eat or use. Every mickle, makes a muckle! Every bit counts. Xoxo Ronnie #islandfrugalista #frugaltips #taken #frugal #savemoney #financialfreedom #priorities #lifesavings #budget #income #savings #recycle #blogger #personalfinance #debtfreedom #financialfreedom #moneytips #financialpeace #shopsmarter #goals #savingstips #moneygoals #shopsmarter #growyourownfood#garden#budgetlife #peaceofmind #getcreative #choices

May 07, 2017 at 08:00PM


Ronalda Ann Use veggie scraps to grow more food. ⠀ ⠀ Celery, onions, green onions, garlic potatoes can be used to grow more food. ⠀ ⠀ I currently do this for celery and green onions. I cut off the bottom and stick them in a little container with some water and leave it by the kitchen window for some sunlight, but not direct sunlight. After about 7 days, I move them to the garden.⠀ ⠀ You can google for more details. You're throwing away money when you throw out those parts of the food that you don't eat or use.⠀ ⠀ Every mickle, makes a muckle! Every bit counts.⠀ ⠀ Xoxo⠀ Ronnie⠀ ⠀ #islandfrugalista #frugaltips #taken #frugal #savemoney #financialfreedom #priorities #lifesavings #budget #income #savings #recycle #blogger #personalfinance #debtfreedom #financialfreedom #moneytips #financialpeace #shopsmarter #goals #savingstips #moneygoals #shopsmarter #growyourownfood#garden#budgetlife #peaceofmind #getcreative #choices

May 07, 2017 at 02:27PM


Ronalda Ann Monthaversary lunch at Hooters. ⠀ ⠀ I hear so much about this wings, I had to try some. ⠀ ⠀ I still prefer Publix wings. LOL. They're cheaper too. $9.99 for 20 wings ;) maybe that's why they taste so good to me. ⠀ ⠀ Xoxo⠀ Ronnie⠀ ⠀ #islandfrugalista #monthaversary #lunch #lunchdate #hooters #publix #wings #yummy

May 07, 2017 at 01:00PM


Ronalda Ann Monthaversary lunch at Hooters. I hear so much about this wings, I had to try some. I still prefer Publix wings. LOL. They're cheaper too. $9.99 for 20 wings ;) maybe that's why they taste so good to me. Xoxo Ronnie #islandfrugalista #monthaversary #lunch #lunchdate #hooters #publix #wings #yummy

May 07, 2017 at 11:29AM


Ronalda Ann Morning vibes⠀ ⠀ Xoxo⠀ Ronnie⠀ ⠀ #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 07, 2017 at 10:00AM


Ronalda Ann Morning vibes Xoxo Ronnie #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 6, 2017

May 06, 2017 at 08:00PM


Bella & Coco Cherie playing as I get some homework done. 

Xoxo

Ronnie

 #islandfrugalista #shittzu #doggy #dog #poodle #taken #mixedbreed #doglife #mylove #doggymommy #fourleggedbabies #Cococherieja #chucksterja #bitch #myheartbeat #adoptadog #petrescue #dogsofinstagram #petsofinstagram #mixdog #dogstagram #doglife #instadog #blogger #puppylove #puppy #pet #petlover #cutedogs #bella

May 06, 2017 at 01:00PM


Beautiful sunset colors. 

Purple is my favorite color. I love being outside to see this lovely sky. 

Xoxo 
Ronnie 
#islandfrugalista #sunset #sky #purple #spring #nature #beauty #naturalbeauty #pause

May 06, 2017 at 09:47AM


Morning vibes⠀ ⠀ 

Xoxo⠀ 
Ronnie⠀ ⠀ 

#islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo #love

May 5, 2017

May 05, 2017 at 08:00PM


Use baking soda & vinegar to clean 

I had PCOS for a few years and had done a lot of research on how to cure it. They say it could not be cured. Years later, here I am with no PCOS. One of the things I came across was that a lot of the products we use on our bodies and even to clean the house are endocrine disruptors. I love to clean and was using a lot of chemicals that were keeping and making me sick. 

Essentially going green and more natural helps you to be healthier. Going green and eating organic can be more expensive in the short term but it’s better for you in the long run. To eat better I grow some food & shop at Aldi for some organic products. Aldi by the way doesn’t sell expired foods, they sell European brands and have their own organic line of foods. 

For cleaning I use baking soda and vinegar. They clean very well and get rid of dog pee smells. If you want a scent, you can add a few drops of essential oils (that I get at TJ Maxx or Marshalls at a cheaper price). I use a shaker for the baking soda- a recycled Mrs. Dash container, and mix vinegar and water in a Dollar Tree spray bottle. To clean I sprinkle some baking soda then spray with vinegar and wipe or scrub. I use this especially for the bath tub and sink. To clean the floors I put baking soda and vinegar in the water and wipe the floors. I even add some vinegar to my laundry to kill smells and it doubles as a fabric softener as well. 

Xoxo 
Ronnie
 #islandfrugalista #frugaltips #taken #frugal #DIY #savemoney #doer #financialfreedom #priorities #lifesavings #budget #income #investing #savings #freeyourself #makemoneyworkforyou #blogger #bakingsoda #motivation #pcos #natural #gogreen #vinegar #personalfinance #debtfreedom #organic #moneytips #financialpeace

May 05, 2017 at 01:00PM


Coco Cherie says hello. 

Happy Friday!!!!! 

We made it to Friday Thank you Jesus. 

My weekends usually involve me doing homework, housework and prepping for the work week ahead. I have a free workshop to attend and I'll be sharing about that soon. 

Xoxo 
Ronnie 

#islandfrugalista #shittzu #doggy #dog #poodle #taken #mixedbreed #doglife #mylove #doggymommy #fourleggedbabies #Cococherieja #bitch #myheartbeat #petrescue #dogsofinstagram #petsofinstagram #mixdog #dogstagram #doglife #instadog #blogger #puppylove #puppy #pet #petlover #cutedogs #weekend

May 05, 2017 at 09:01AM


Ronalda Ann Practice gratitude daily. Every day I practice gratitude. Morning vibes Xoxo Ronnie #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 4, 2017

May 04, 2017 at 08:00PM


Ronalda Ann I have come up with a product I'd like to share with you. I created this body butter as I was seeking to use less chemicals on my body. Lotions, soaps and a lot of other products we use on a daily basis are filled with chemicals & are endocrine disruptors. I had a hormonal disorder called PCOS (polycystic ovarian syndrome) and I switched to using more natural products on my skin, with my food & around the house. Being the DIYer I am, I made body butter as Christmas gifts and was encouraged to sell it as my friends & family loved it. ^_^ Check out my IG page @islandcocobutter. :) Xoxo Ronnie #islandfrugalista #islandcocobutterja #pcos #natural #organic #vegan #glutenfree #parabenfree#homemade #chemicalfree #coconut #coconutoil #sheabutter #essentialoil #oil #bodybutter #butter #body #beauty #moisturizer #entrepreneur #girlboss #sayyestosuccess#hustleseason #hustler #greenliving #livebetter

May 04, 2017 at 01:01PM


Ronalda Ann Chucky is always barking at Shiloh (the turtle); as Coco looks on. Xoxo Ronnie #islandfrugalista #shittzu #doggy #dog #poodle #taken #mixedbreed #doglife #mylove #doggymommy #fourleggedbabies #Cococherieja #chucksterja #bitch #myheartbeat #adoptadog #petrescue #dogsofinstagram #petsofinstagram #mixdog #dogstagram #doglife #instadog #blogger #puppylove #puppy #pet #petlover #cutedogs

May 04, 2017 at 11:23AM


Ronalda Ann

May 04, 2017 at 09:00AM


Ronalda Ann Morning vibes Xoxo Ronnie #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo

May 3, 2017

May 03, 2017 at 08:00PM


Ronalda Ann Idk how it is in other parts of the country if you have to leave your AC on all day. Coming from Jamaica, where usually rich people had AC because it was so expensive with the light bill, I was scared to get my first light bill. It wasn't as bad as I expected. I read up on FPL's website how to conserve electricity and one of the tips was to turn up the AC when you weren't home. So at this time, I usually have the AC at 76 degrees when I'm home. When I leave the house I turn it up to 80 degrees. This help with the electric bill. Try it! Every mickle, makes a muckle! Xoxo Ronnie #islandfrugalista #frugaltips #taken #frugal #DIY #savemoney #doer #financialfreedom #priorities #lifesavings #budget #income #investing #savings #freeyourself #makemoneyworkforyou #blogger #debtisdumb #motivation #makeithappen #winning #driven #keepmovingforward #personalfinance #debtfreedom #financialfreedom #moneytips #financialpeace

May 03, 2017 at 01:00PM


Ronalda Ann From the garden- parsley & mint. I especially love the mint. The plant cost $3.75 and normally its $3 for like 2 sprigs. Score! Xoxo Ronnie #islandfrugalista #frugal #mint #parsley #organic #home #garden #harvest #plants #reapwhatyousow #gardening #homegrown #DIY #moneysaver #savings

May 03, 2017 at 09:00AM


Ronalda Ann Morning vibes Xoxo Ronnie #islandfrugalista #personaldevelopment #better#taken #makeithappen #motivation #quote#positivity #seizetheday #dailyaffirmation #doer #empower #positive#positivevibes #halffull #starttheday #zen #positivechoice#ichoosetobehappy #choices #blessed #thankful #gratitude #namaste#blogger #carpediem #yolo #notsalmon

May 2, 2017

May 02, 2017 at 08:00PM


Ronalda Ann I did a post before on me banking with Ally bank. I got this email that they increased their rates recently. When I moved to the US in summer 2015, I did research on bank interest rates and was appalled at how low most banks are. I do need an operating account for my day to day so I chose TD Bank because of their hours, and Ally because of their interest rates. I only use TD to make cash deposits on the rare occasions I need to deposit some cash but I mainly use Ally. They also have pop money where you can transfer money to other bank accounts for free. Banks can charge fees and you have to be careful and watch those. Xoxo Ronnie #islandfrugalista #frugaltips #taken #frugal #savemoney #financialfreedom #priorities #lifesavings #budget #income #savings #freeyourself #blogger #personalfinance #debtfreedom #financialfreedom #moneytips #financialpeace #shopsmarter #goals #savingstips #moneygoals #shopsmarter #saynotodebt #debtreduction #budgetlife #peaceofmind #getcreative #choices #allybank

May 02, 2017 at 02:17PM


Working on this. Xoxo Ronnie #islandfrugalista #healthysnacks #health #nutrition #blogger #portioncontrol #pcos #natural #fitfood #heathyliving #nutritious #freshfoods #foodporn #healthydinner #cleaneats #foodie #doer #delicious #myplate #kitchenlife #inthekitchen #homemade #thatwaseasy #easymeals #convenience #mealsonthego #fastfood #taken

April 27, 2017

April 27, 2017 at 08:57PM


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April 27, 2017 at 01:03PM


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Morning vibes


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Xoxo⠀ R Ann B⠀ ⠀ #rannabmotiv8s #personaldevelopment #better #taken #makeithappen #motivation #quote #positivity #seizetheday #dailyaffirmation #doer #empower #positive #positivevibes #halffull #starttheday #zen #positivechoice #ichoosetobehappy #choices #blessed #thankful #gratitude #namaste #blogger #carpediem #yolo

April 26, 2017

TBT to dolphin sandwich at Flanigans


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I think that's what they called it. It was mahi mahi.⠀ ⠀ ⠀

Xoxo⠀
Ronnie ⠀

#islandfrugalista #flanigans #heart #mahimahi #sandwich #cheatmeal #diet #selenagomez #yummy #goodeats